Goldmann Capital
Specialist Finance for Real-World Transactions
Bridging, development, commercial, and asset-backed lending, built for property, business, and time-critical situations where speed, certainty, and structure matter more than checkboxes.
Speak to a lenderLending That Solves Problems
Goldmann Capital exists for transactions that do not fit automated credit policy. Mainstream lenders are built around standard assets, standard borrowers, and standard timelines. Many credible clients do not fit that profile.
We lend to businesses raising working capital, property owners releasing equity, developers funding projects, investors completing acquisitions, and individuals navigating complex personal or international circumstances.
Our approach is constructive and disciplined. If a transaction can be made bankable through structure, additional security, or a clearer exit, we will work to find that route.
Key terms
GBP50k - GBP10m+
From smaller commercial and SME facilities to high-value bridging in excess of GBP10 million against a single asset.
Up to 60 months
Short-term bridging from 1 to 24 months. Commercial and development facilities up to 60 months.
Up to 75% LTV
Against prime residential and commercial real estate. Higher LTV considered against multiple assets.
From 0.55% PCM
Every facility is individually assessed and priced. No rate sheets, no automatic decline.
2 - 4 weeks
Credit-backed terms issued quickly. We move at the pace the transaction requires.
All scenarios
Complex backgrounds, non-standard income, international structures, and unusual properties are considered on their merits.
Our products
High-Value Bridging Loans
Short-term lending against prime and ultra-prime real estate. Facilities in excess of GBP10m, from 0.55% PCM, up to 75% LTV including international residential.
Complex and Specialist Bridging
Unmortgageable properties, complex title, trusts, SPVs, and cross-jurisdictional structures. Each loan is reviewed and priced individually.
International and Offshore Bridging
Lending against prime residential assets globally for UK nationals abroad, foreign nationals in the UK, expats, and HNW individuals with international portfolios.
Development and Construction Finance
Ground-up developments, conversions, refurbishments, and commercial builds. Up to 300 units. Mezzanine positions available where the project economics support them.
Commercial and Asset-Based Lending
Invoice discounting, asset-based loans, corporate refinancing, and acquisition finance. Cross-referral to Investments or Acquisitions where the wider group can add value.
Equity Release and Refinancing
Release capital from residential, commercial, or portfolio assets. Structured as bridging where speed is the priority, or as a longer-term facility where appropriate.
Auction Finance
Terms agreed in principle before bidding. Funds prepared for deployment on the fall of the hammer and built around 28-day auction completion deadlines.
Mezzanine Finance
Hybrid facilities combining debt and equity, used to supplement senior debt, fund growth, or close funding gaps in development projects and corporate transactions.
Syndicated and Co-Funded Lending
Where a transaction sits beyond a single balance sheet, we lead or participate in syndicated facilities alongside trusted co-funders.
Who we lend to
Brokers & Intermediaries
We consider cases that mainstream lenders often cannot support: complex, international, high-value, or time-critical. If a credible case has stalled elsewhere, we want to understand it.
Introduce a case->Borrowers
We help sophisticated borrowers access liquidity quickly, using real estate, business assets, or a combination of security. The structuring work sits with us.
Discuss your requirement->Advisers
We work alongside tax advisers, lawyers, family offices, accountants, and corporate service providers. We respect the adviser relationship and engage where lending is the right answer.
Partner with us->Frequently asked
What are you looking for in a deal?
A clear asset used as security, a credible borrower with a verifiable track record, a workable plan, and a realistic exit. Non-standard elements can be offset by compensating strengths.
How quickly can you complete?
For straightforward bridging, funds can be released in 2 to 4 weeks. More complex structures depend on the asset, jurisdiction, and speed of third-party diligence.
Do you only lend against property?
Property is our primary security, but we are comfortable taking debentures over operating businesses, security over portfolios of assets, and combinations of the above.
Can you lend to clients with complex backgrounds?
Yes. This is one of the areas where we differentiate. We look at the full picture rather than the headline, provided the asset is sound and the plan is credible.